What does a mortgage advisor do?

A mortgage advisor reviews your goals and finances, helps you compare mortgage options from different lenders, and guides you through the application to closing. Navjot works with clients in Edmonton and across Alberta.

How does the mortgage process work in Alberta?

It typically follows five steps: an initial conversation, a review of your income, credit, and down payment, comparing mortgage options, the application and approval, and closing day.

Can newcomers to Canada get a mortgage in Edmonton?

Often, yes. Some lenders offer programs for newcomers, depending on factors like residency status, employment history, and down payment. Navjot can explain what options may be available for your situation.

Can I switch mortgage lenders at renewal?

In many cases, yes. Renewal is often the simplest time to compare lenders, and some mortgages can be transferred or switched to another lender. Navjot can review your current mortgage and walk you through your choices.

Can I get a mortgage if I am self-employed?

Yes. Self-employed borrowers usually need different income documents, such as Notices of Assessment and business financials. Navjot helps you prepare them and explore lenders suited to self-employed income.

What documents do I need for a mortgage pre-approval?

Usually proof of income, proof of down payment, government ID, and details about your debts. See the Mortgage Checklist above for a full list.

Is there a cost to work with you?

Costs depend on the mortgage and lender. Navjot will explain any applicable fees before you decide to proceed.

What areas do you serve?

Navjot serves clients in Edmonton, St. Albert, Sherwood Park, Spruce Grove, and across Alberta.

Navjot Kaur Brar · Mortgage Advisor in Edmonton, Alberta

Your Home. Your Goals. Your Mortgage Journey.

Personal mortgage guidance for first-time buyers, homeowners, and newcomers to Canada. I take the time to understand what matters to you, then help you explore options from multiple lenders so your next move is a confident one.

Book a Meeting Explore Mortgage Options

Or call 587-938-0026

Dominion Lending Centres Mortgage Force

Banking Background

6+ Years Serving Clients

BSc, Concordia University of Edmonton

Why Work With Me

A Mortgage Experience Built Around You

Personal Attention

I learn about your finances, your questions, and your long-term goals before recommending anything.

Clear, Simple Explanations

Rates, terms, and fine print explained in plain language, so you can decide with confidence.

Options From Multiple Lenders

I help you compare mortgage options from different lenders, not just one bank.

Support to Closing Day

From our first conversation to closing, you will always know the next step.

"My goal is a long-term relationship built on trust, not a one-time transaction."

Mortgage Services

Mortgage Solutions in Alberta

First-Time Home Buyers

Down payments, affordability, and pre-approval explained step by step.

Home Purchases

Moving up, relocating, or downsizing to your next home.

Mortgage Renewals

Review your options before you sign your renewal.

Mortgage Refinancing

Access home equity, consolidate debt, or restructure your mortgage.

Transfers and Switches

Explore moving your mortgage to a different lender at renewal.

Investment Properties

Financing for your first or next rental property.

Newcomers to Canada

Mortgage options for those building a new life in Canada.

Self-Employed Mortgages

Income documents and options for business owners and contractors.

How It Works

How the Mortgage Process Works

Simple steps. Clear guidance. Here is what to expect when we work together.

1
Let's Talk
We start with a conversation about your plans, your finances, and what you are looking for.
2
Review Your Situation
We review your income, credit, and down payment to understand your mortgage needs.
3
Explore Your Options
We compare available mortgage solutions and discuss which may suit your situation.
4
Application and Approval
I guide you through the paperwork and work with the lender as your application moves forward.
5
Closing Day
I stay connected and help you understand the final steps leading up to closing.

Book a Meeting

Meet Navjot

Meet Navjot Kaur Brar

Navjot Kaur Brar is a mortgage advisor with Dominion Lending Centres Mortgage Force in Edmonton. With a Bachelor of Science in Mathematics and Information Technology from Concordia University of Edmonton, a background in banking, and more than six years in customer service, she brings both strong financial skills and a people-first approach to every client.

"I believe in listening first. Every home journey is different, and every client deserves personal attention."

Read Navjot's story

Be Application-Ready

Mortgage Checklist

Gather these documents ahead of time for a smoother approval. Review the income, down payment, credit, and property documents you may need.

View the full mortgage checklist

Your Income

Recent pay stubs
Employment letter
Two years of T4s or Notices of Assessment
Business financials if self-employed

Your questions

Frequently Asked Questions

Let's find the right mortgage for you.